Payment Policy

This Payment Policy describes how paid subscriptions are charged for Stoovi services. It applies to purchases made through app stores and other authorized billing channels.

1. Plan structure

• Stoovi offers a Free plan and a Premium all-in-one annual plan for grades 9-12.
• Current pricing is shown in-app and on the Pricing page at the time of purchase.

2. Billing channels

• Payments may be processed by Apple App Store, Google Play, or approved direct processors.
• The billing channel used at checkout controls your payment method and charge descriptors.

3. Renewals and authorization

• Paid subscriptions may auto-renew unless cancelled before the renewal date.
• You authorize recurring charges according to your selected plan and billing channel terms.
• Renewal timing and cutoff windows follow billing channel rules.

4. Taxes and currency

• Prices may be shown before or after tax depending on region and channel policy.
• Applicable taxes, levies, or duties may be collected at checkout where required.
• Charges are processed in the currency shown by the billing channel.

5. Failed or declined payments

If a renewal payment fails, the billing channel may retry the charge. Premium access may be limited, paused, or downgraded until successful payment is completed.

6. Price changes

We may change pricing prospectively. Any renewal at a new price is subject to the notice and consent requirements of your billing channel and applicable law.

7. Contact

Billing support: info@stoovi.co
General support: info@stoovi.co